106 E 4th St

Grand Island, Hall County

Scout Score

22

Commercial

Year unknown

10,146 sq ft

Assessed Value

$306,825 (2026)

Lot Size

8,755 sqft

Parcel ID

400002248

Zoning

Unknown

Owner

TR Electrical Contractor, LLC

Underwriting

Margin at purchase

-$550,000-179%

medium confidence · 3/5 inputs recorded

Estimated market value

$307,000

Assessed $306,825 ÷ 100% assessment ratio (Neb. Rev. Stat. 77-201)

Acquisition estimate

$307,000

0% discount off market value from distress signals

+ Rehab

$1,268,000

10,146 sqft x $125/sqft (assumed full interior rehab)

− Federal Historic Rehabilitation Credit

−$216,000

20% of $1,078,000 QRE (85% of rehab spend), claimed over 5 years; monetized at face value

− Nebraska Historic Tax Credit

−$216,000

20% of $1,078,000 eligible rehab; transferable, allocation required before work begins

− Nebraska Tax Increment Financing

−$236,000

15% of $1,575,000 eligible redevelopment cost (acquisition + rehab), 15-year increment per Neb. Rev. Stat. 18-2116

− Rural Workforce Housing Fund

−$50,000

Midpoint of an assumed $25,000-$75,000 per-project assistance range; Hall County is under the 100k population threshold

− HOME-ARP

not sized

Not sized — gap financing depends on unit count and a qualifying-population plan

= Effective basis

$857,000

Acquisition + rehab − $718,000 of incentives

Margin at purchase

-$550,000

Estimated market value less effective basis

Margin as stabilized

+$464,000

Market value + 80% of rehab spend recaptured as value, less effective basis. Rehab dollars are assumed not to create dollar-for-dollar value.

Outlook: Holding flat

Grand Island market outlook: flatGrand Island city 53,016 (2020) -> 53,943 (2025), +1.7% over 5 years; Hall County 62,767 -> 63,633, +1.4%. Both positive but under the +2% bucket line, and the city ticked down from its 2024 peak of 54,121. Census PEP Vintage 2025.
  • ·Assessed-to-market conversion uses 100% per Neb. Rev. Stat. 77-201 (commercial 100%). Assumption: the assessment is current and near the statutory ratio.
  • ·No distress signals on this parcel, so acquisition is modeled at full market value.
  • ·TIF proceeds are modeled as a share of eligible cost, not a pledged increment. A real number needs a but-for finding, a post-project valuation, the local levy, and city council approval.
  • ·RWHF is awarded to a qualifying nonprofit development organization, not to a private buyer. Capturing it means partnering with one, and the award size here is an assumed range, not a published schedule.
  • ·HOME-ARP is left at $0 rather than guessed. Balance of State application window closes 2026-12-09.
  • ·Historic credits assume the building is a contributing structure. That is unconfirmed with NE SHPO — if it is not contributing, both credit lines go to zero.
  • ·RWHF: Explicit restrictions on combinations with certain affordable-housing funding sources and income restrictions
  • ·Every incentive line is an estimate of what could be applied for. None are awarded, and stacking rules can knock lines out of the total.
  • ·Margin at purchase compares as-is market value against a basis that already includes rehab spend. The as-stabilized figure is the one that credits rehab with value.

Possible Plays

Historic Credit Stacking

Rehabilitate a qualifying historic building using state + potentially federal historic credits + local TIF.

NE HistoricFederal HTCTIF

Rural Workforce Housing Conversion

Convert existing commercial/institutional building into workforce housing in a rural county.

RWHF

HOME-ARP Conversion

Convert motel/institutional/commercial to qualifying affordable rental. Balance of State application window through Dec 9, 2026.

HOME-ARP

Evidence

Rwhf Eligible Geography

recorded

Hall County population ~62,000 (under 100k threshold)

U.S. Census Bureau, 2020 Census · 2026-09-09

Historic District

inferred

4th Street Commercial Historic District (NR listed 2019-07-01, ~49 contributing resources, ~1895-1969)

National Register of Historic Places — Hall County listings · 2026-09-09

District boundary from NR listing description; contributing status per-building unverified

Owner Intel

TR Electrical Contractor, LLC

LLC
  • No owner mailing address on this record, so absentee status is unverified — shown as not absentee, which is an absence of evidence, not evidence of local ownership.
  • Search the SOS for "TR Electrical Contractor, LLC" to get registered agent, officers, and status. The form is reCAPTCHA-gated so it cannot be prefilled, and the SOS is migrating to a new system before the end of 2026.

What's Unknown

  • ?Building year unknown — check assessor records to evaluate historic credit eligibility
  • ?In NR historic district but individual contributing status not confirmed with SHPO
  • ?No active land bank in Grand Island as of 2026-09-09

Next Due Diligence Step

Check building year at Hall County Assessor — needed to evaluate historic credit eligibility for Historic Credit Stacking

Data Sources

Parcel data: Hall County ArcGIS parcel layer (retrieved 2026-09-09)

Historic districts: National Register of Historic Places — Hall County listings

TIF/CRA: local redevelopment authority records

Assessed value, land/improvement split and building sqft: Hall County Assessor, 2026 roll (retrieved 2026-09-09)

Building year and zoning: not available from the GIS layer

Verified parcel records · Assessed values are the assessor's, not a sale price · Verify all facts before acting